Rates

APY = Annual Percentage Yield. Rates effective as of 4/18/2017. Fees may reduce earnings.

Kasasa Cash*

Balance Minimum Required Opening Deposit Rate APY
$0 - $10,000 $1 1.99% 2.01%
$10,000+ $1 0.25% 2.01% to 0.41%
All balances if qualifications not met $1 0.05% 0.05%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled, receive, and review eStatement notice
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle

That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.

Kasasa Saver*

Balance Minimum Required Opening Deposit Rate APY
0 - $50,000 $25 1.00% 1.00%
$50,000+ $25 0.25% 1.00% to 0.50%
All balances if qualifications not met $25 0.05% 0.05%

Qualifications

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled, receive, and review eStatement notice
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle

That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.

Special Certificate of Deposit

Term Minimum Investment Interest Rate APY
18 months $5,000 1.00% 1.00%
36 months $5,000 1.49% 1.50%
60 months $5,000 1.99% 2.00%

Penalty for early withdrawal.

Certificate of Deposit

TermMinimum InvestmentInterest RateAPY
6 Months $1,000.00 - 49,999.99 0.10% 0.10%
$50,000.00 and up 0.10% 0.10% to 0.10%
12 Months $1,000.00 - 49,999.99 0.10% 0.10%
$50,000.00 and up 0.15% 0.10% to 0.15% 
18 Months $1,000.00 - 49,999.99 0.10% 0.10%
$50,000.00 and up 0.20% 0.10% to 0.20%
24 Months $1,000.00 - 49,999.99 0.15% 0.15%
$50,000.00 and up 0.25% 0.15% to 0.25%
30 Months $1,000.00 - 49,999.99 0.35% 0.35%
$50,000.00 and up 0.45% 0.35% to 0.45%
36 Months $1,000.00 - 49,999.99 0.35% 0.35%
$50,000.00 and up 0.60% 0.35% to 0.60%
48 Months $1,000.00 - 49,999.99 0.35% 0.35%
$50,000.00 and up 0.60% 0.35% to 0.60%
60 Months $1,000.00 - 49,999.99 0.75% 0.75%
$50,000.00 and up 1.00% 0.75% to 1.00%

Penalty for early withdrawal.

Savings Accounts

Account Interest Rate APY
Lifetime Savings 0.10% 0.10%
Youth Savings (Club Bucks) 0.10% 0.10%
Santa Savings 0.10% 0.10%
Vacation Savings 0.10% 0.10%

Money Market Accounts

Investment Tier Interest Rate APY
Under $10,000 0.10% 0.10%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.20% 0.10% to 0.15%
$100,000+ 0.30% 0.15% to 0.30%