Personal Checking Accounts That Fit Your Life
Managing your money should be simple, flexible, and built around the way you live. Whether you're covering daily expenses, planning ahead for health needs, or looking to earn interest—German American State Bank offers account options that meet your lifestyle.
We offer several checking accounts designed with different goals in mind—from straightforward everyday use to accounts that help you earn or save. Whichever you choose, you’ll have access to:
- Digital Banking – online and mobile access at your fingertips
- Bill Pay – manage payments easily, in one place
- Mobile Deposit – deposit checks wherever you are
- eStatements – stay organized without the clutter
- MasterCard® Debit Card – use your card at stores, online, or at ATMs
Contact your local branch to connect with our personal banking team and explore the best checking account for your needs. You can apply online—it's fast, secure, and connects you directly with our Banking team.
Apply Online Today
Compare Your Checking Account Options
Product Name | Best Suited For | Earns | Min. Balance Required | Monthly Fees | Overdraft Protection Program | Special Features | Minimum to Open |
|---|---|---|---|---|---|---|---|
Foresight Classic Checking | Individuals seeking basic checking | No | No | Paper statement fee if not enrolled in eStatements | Yes | Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Protect | Individuals wanting identity protection and other added benefits | No | No | Monthly Maintenance fee applies
| Yes | ATM Refunds* Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* IDProtect® Services | $100 |
Foresight Interest | Individuals who maintain higher balances and want to earn interest | Yes (tiered) | $1,000 | Monthly Maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements | Yes | ATM Refunds* Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Health | Individuals with health-related spending needs | Yes (tiered) | $100 | Monthly Maintenance fee if minimum balance requirement is not met.
| No | Must be combined with a High-Deductible Healthcare Plan. Digital Banking Bill Pay MasterCard® Debit Card Mobile Deposit eStatements* | $100 |
Foresight Prestige Checking Accounts
Celebrating Our Customers 50+
Adventure meets advantage with our Prestige Plus Club. Designed for customers age 50 and better, it combines exclusive banking benefits with opportunities to travel, connect, and enjoy unique experiences together.
Product Name | Best For | Earns Interest | Min. Balance Requirement | Monthly Fees | Overdraft Protection Program | Special Features | Minimum to Open |
|---|---|---|---|---|---|---|---|
Foresight Prestige Checking | Customers age 50+ who are looking for premium benefits.* | Yes | $1000* | Monthly Maintenance fee if minimum balance requirement is not met. | Yes | ATM Refunds* Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options | $100 |
Foresight Prestige Protect Checking | Customers age 50+ who are looking for premium benefits.* | Yes | $1000* | Monthly Maintenance fee if minimum balance requirement is not met. Monthly Maintenance fee applies | Yes | ATM Refunds* Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options IDProtect® Services | $100 |
*ATM refunds up to $20 per statement cycle. Paper statement Fee if not enrolled in eStatements
*To qualify for the Prestige Plus Club customers must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify.
1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.
Youth Banking: Helping the Next Generation Build Strong Money Skills
Our youth accounts make it easy for kids and teens to begin learning how to save, spend, and manage money responsibly.