Skip to content

Calculate Payments

Financing and Flexibility for Life's Big Moments 

Some of life’s most meaningful moments come with a cost. Whether it’s improving your home, buying a car, or planning a well-deserved getaway, having access to the right financing matters. When those moments arrive, you need more than just a loan — you need a local lender you can trust.? 

At German American State Bank, our personal loans offer the flexibility to fund what matters most. You’ll get competitive rates, local decision-making, and a team that’s here to guide you every step of the way.? 

Use a personal loan to help with:? 

  • Buying a car or truck?
  • Making home improvements or repairs
  • Planning a family vacation
  • Covering unexpected medical expenses
  • Consolidating high-interest debt

We make the process simple with a straightforward application and support from people who live where you live.? 

Our goal is to make the lending process as smooth as possible, which starts with a?straightforward application process.  

Ready to Apply? 

Our secure online application takes about 20 minutes to complete. To make the process smoother, have your employment, income, housing, and asset details handy for the past two years. If you own property or have a mortgage, we’ll ask for that info too. 

Need to step away? No problem. You can save your progress and return anytime to finish where you left off. 

Have questions? Our team is happy to help—just give us a call!