Personal Reserve Accounts

A safety net for your everyday spending. 

Life happens — and sometimes your checking account might need a little backup. Our Personal Reserve Account is an open line of credit tied to your checking account that automatically advances funds if your balance dips too low. It’s a smart, simple way to avoid overdrafts and give yourself added peace of mind. 

Key Features: 

• Linked directly to your checking account to cover unexpected shortfalls
• Borrow between $500 and $2,000 based on your credit profile
• Open line of credit — repay and reuse as needed
• Annual Fee
• Competitive Rates