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Buy or Lease Calculator

Whether you are in the market to purchase a car or refinance your existing car loan, German American State Bank can help you with a financing package that meets your needs. We offer a variety of terms and highly competitive rates on both new car purchases and refinancing.

  • Finance a new or used car or truck
  • Competitive rates based on your collateral, SEE OUR CURRENT SPECIAL BELOW!
  • Get pre-approved for better bargaining power
  • Pay via automatic debit from your checking account
  • Application process is easy!
    • Apply online using the "Apply Now" link above or
    • Contact your local branch to meet with a personal banker to discuss your options

*Annual percentage rate (APR) applies to loans secured by a vehicle model year 2016 or newer and an automatic monthly payment from a German American State Bank checking account. Promotional Auto Loan APR is 3.60% and the interest rate is 2.99% for loans up to a 60 month term.. If the automatic payment is canceled, the rate will immediately increase by 2.00% upon termination. Accurate as of 6/14/21. Minimum loan amount is $10,000. $125 doc fee and $25 vendor single interest fee applies. Vehicle title and registration fees applies. A 680 credit score or higher is required to qualify for the promotion. Maximum LTV of 125% for refinanced vehicles and 100% for new purchases. Loan payment example: for a $10,000 loan, with a term of 60 months, an APR of 3.60% and interest rate of 2.99%, monthly payments would be approximately $179.65. Terms and conditions are subject to change or withdrawal without notice. Subject to credit qualifications. Contact a bank service representative for more information.