Enjoy free checking that pays you really high interest. Free Kasasa Cash® helps grow funds quickly, especially with no monthly service fee or minimum balance to keep.
We’ll even refund your ATM fees nationwide*, so you don’t have to search far and wide to access your own money. Do you Kasasa?®
- 1.00% APY* on balances up to $5,001
- 0.10% interest rate* on balances over $5,001
- 0.01% APY if qualifications aren’t met*
- Free checking that gives you extra cash each month
- No minimum balance to earn rewards
- Nationwide ATM fee refunds up to $20 per month ($5 maximum per single transaction)*
- May be linked to your free Kasasa Saver® account
- Have your Kasasa Cash checking rewards transferred to Kasasa Saver for automatic savings!
- Online banking & bill pay
- Mobile banking
- MasterCard® debit card
- $1 minimum opening deposit
How to Earn Our Highest Rate
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account during each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle by the end of the qualification cycle
- Be enrolled and receive eStatement notice
- Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle
That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.
*Qualification Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, recurring payments made by your debit card, purchases made with debit cards not issued by our bank and electronic check payments made by our bill pay service. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash qualifications are met during a Monthly Qualification Cycle, you will receive (1) Balances up to $5,001 receive APY of 1.00%; and balances over $5,001 earn 0.10% interest rate on the portion of balance over $5,001, resulting in a range from 0.14% to 1.00% APY depending on the account’s balance and (2) When qualifications are met in the Kasasa Cash account, you will also receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Cash rewards will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 3/17/2021. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $1.00 minimum deposit is required to open the account. Monthly Direct Deposit or ACH payment transaction, debit card usage (12 posted and settled transactions each qualification cycle), enrollment in online banking and receipt of electronic statements are required to meet the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact a bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.