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APY = Annual Percentage Yield. Rates effective as of 1/10/24. Fees may reduce earnings.


Kasasa Cash* Learn More

KASASA CASH - ENHANCED RATE 

Balance

Minimum Required Opening Deposit

Rate APY
$0 - $15,000 $1 3.92% 4.00%
$15,001+ $1 0.25% 4.00% to 0.73%
All balances if qualifications not met $1 0.01% 0.01%

KASASA CASH - PRINCIPLE RATE

Balance

Minimum Required Opening Deposit

Rate APY
$0 - $15,000 $1 1.98% 2.00%
$15,001+ $1 0.25% 2.00% to 0.48%
All balances if qualifications not met $1 0.01% 0.01%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

ENHANCED RATE QUALIFICATIONS PRINCIPLE RATE QUALIFICATIONS
  • Have at least 30 debit card purchases post and settle
  • Be enrolled, receive, and review eStatement notice
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled, receive, and review eStatement notice
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle

That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.

Kasasa Saver* Learn More

Balance Minimum Required Opening Deposit Rate APY
$0 - $25,001 $25 4.41% 4.50%
$25,001+ $25 0.25% 4.50% to 0.95%
All balances if qualifications not met $25 0.01% 0.01%

Qualifications

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled, receive, and review eStatement notice
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle

That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free, and you still earn our base interest rate. You can get back to earning your full reward the very next month you qualify.

Special Certificate of Deposit Learn More

Term Minimum Investment Interest Rate APY
20 Months $10,000 for new money, $5,000 for renewals.*  4.33% 4.40%

 

Certificate of Deposit Learn More

Term

Minimum
Investment

Interest Rate APY
6 Months $1,000.00 0.50% 0.50%
12 Months $1,000.00 0.50% 0.50%
18 Months $1,000.00 0.50% 0.50%
24 Months $1,000.00 0.75% 0.75%
30 Months $1,000.00 0.75%  0.75%
36 Months $1,000.00 0.75% 0.75%
48 Months $1,000.00 0.75% 0.75%
60 Months $1,000.00 1.00% 1.00%

 

Penalty for early withdrawal.

Savings Accounts

Account Interest Rate APY
0.05% 0.05%

Money Market Accounts Learn More

Growth Money Market Account Investment Tier Interest Rate APY
up to $49,999.99 0.30% 0.30%
$50,000 - $99,999.99 0.50% 0.50%
$100,000 - $149,999.99 1.00% 1.00%
$150,000 + 1.50% 1.50%

 

$10,000 minimum daily balance required (a maintenance fee of $12.50 will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below the minimum)