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Grow your balance quickly with this free savings account. Free Kasasa Saver® pays you high interest, much higher than the national average.

To make saving even easier, Kasasa Saver is linked to your free Kasasa® checking account. Have your Kasasa checking rewards transferred to Kasasa Saver for savings you don’t have to think twice about. 

How to Earn Our Highest Rate

Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled, receive, and review eStatement notice
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle

That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free! You can get back to earning our highest rate the very next month you qualify.

*Qualification Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, recurring payments made by your debit card, purchases made with debit cards not issued by our bank and electronic check payments made by our bill pay service. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $10,001 receive an APY of 0.50%  and balances over $10,001 earn 0.10% interest rate on the portion of balance over $10,001, resulting in a range from 0.14% to 0.50% APY depending on the account’s balance.  When qualifications are not met, all Kasasa Saver balances earn 0.01% APY and only the non-qualifying interest from the Kasasa Cash account is transferred to your Kasasa Saver account. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle and are automatically transferred to the linked Kasasa Saver account at the same time or within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 3/17/2021. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $1.00 minimum deposit is required to open the account. Monthly Direct Deposit or ACH payment transaction, debit card usage (12 posted and settled transactions each qualification cycle), enrollment in online banking and receipt of electronic statements are required to meet the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact a bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.