Kasasa Cash Back

Get paid to use your debit card. Free Kasasa Cash Back® pays you 2.50% cash back on every day debit card purchases — not just groceries or gas!

We’ll also refund all ATM fees nationwide.* All this — for no monthly service fee or minimum balance to keep. Sign up for Kasasa® today!

  • Free checking that pays 2.50% cash back on everyday debit card purchases*
  • No monthly service fee
  • No minimum balance requirement
  • Refunds on ATM fees nationwide*
  • Enjoy unlimited checking
  • Linked to your free Kasasa Saver® account
    • Have your Kasasa Cash Back checking rewards transferred to Kasasa Saver for automatic savings!
  • Free online banking & bill pay
  • Free mobile banking
  • Free eStatement
  • Free Visa® debit card
  • $25 minimum opening deposit

How To Get Your Cash Back 

We’ve made it easy for you to earn your full rewards. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle by the end of the qualification cycle
  • Be enrolled and receive eStatements
  • Have at least 1 automatic payment (ACH) (direct deposit or auto debit) post and settle

That’s it — we told you it was easy! And if you don’t qualify one month, don’t worry. Your account is still free! You can get back to earning your rewards the very next month you qualify.

 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit-card transactions processed by merchants and received by our bank as ATM transactions. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.  You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $1.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit or debit, enrollment in online banking, and receipt of electronic statements may be conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.