Treasury Management

Online Banking*

• Web-based Treasury Management system available 24/7
• Allows multiple users with multiple security levels
• Allows multiple businesses under one umbrella
• Initiate stop payments and internal transfers
• View statements and check images
• Access Bill Pay, ACH Origination and Positive Pay

ACH Origination*

• Electronically send and collect payments through the Automated Clearing House (ACH) network
• Initiate payroll direct deposits, send money to vendors, and pull payments from customers
• Offering same day and custom effective date of credits and debits

Positive Pay

• A fraud detection solution to enhance cash control and minimize risk from unauthorized or altered checks
• Businesses upload a list of issued checks for the bank to match to cleared items
• Businesses review the daily exception report and notify the bank if an exception item should be paid or not

Remote Deposit Capture*

• Conveniently deposit checks from your home or office 24/7
• Uses a computer and desktop check scanner to create and send check images to the bank for deposit

Merchant Card Processing*

• Accept electronic payments from debit or credit cards
• Next day deposit and detailed reporting available
• GASB partners with Evolv to provide this service

Miscellaneous*

• Business Debit Card Mastercard- Flexibility for each employee card to have its own daily spending limit
• Health Saving Account - For business employees with a high deductible health insurance package
• Sweep Service - Electronic fund transfer to cover a specific minimum balance in an account